Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc.

Essentially, it's meant to forecast how you pay your bills. The higher your credit score, the higher chances to receive better car financing from Auto Loan Pro.
Your credit score is a number ranging from about 350 to 850. Generally, the higher number, the lower the risk.
The credit bureaus (as EQUIFAX and TransUnion) take into account several factors from your credit report, and each has a varying degree of importance.

Some examples include the following:

Your history of payments
How much you own
How much of your credit you currently use
Types of credit that you have
Overall past credit experience
The timeliness of your payments, including late payments
The amount and type of debt you have.
The number and age of your credit accounts
Inquiries created by applying for credit
Public records such as liens and judgments